My generation is given to living life on the edge. Telling a 20-something year old to “take risks” could be counterproductive to real progress in something positive. This is mostly due to the cultural enslavement to immediate gratification. We have to have what we want NOW. No one wants to wait; no one wants to count the cost. We take “risks” everyday to make sure our needs are pacified, never reaching any level of satisfaction. Our credit scores speak to this fact. Or we never opened a line of credit in fear we would spend out of control. These days, NO credit is likened unto BAD credit. With no financial leverage, you’re in sad shape.
Learn the difference between taking a risk and being reckless. If the a possible result is disaster, that is reckless. If probable result would give you an edge with sweaty hands, increased responsibility, and nervousness… that is a risk. Take risks. Don’t be reckless.